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Ask the studioBeyond the toolbelt: four certificates worth reading.
Warranty, insurance, real estate and financing each get their own page in the almanac β and their own small tool to help you think it through.
Certificate 01 Β· Protect
Home Warranty
A home warranty covers the repair or replacement of major appliances and systems when they fail from ordinary wear β separate from insurance, which covers sudden damage. We review the equipment already in your home, compare plan exclusions across providers, and prepare the details a provider will ask for before you enroll or file a claim.
Build your coverage checklist
Tick the systems that matter most and we'll note them for your consultation.
Certificate 02 Β· Insure
Home Insurance
Home insurance protects the structure, your belongings and your liability against fire, storms, theft and accidents. We help document recent improvements, flag the questions worth asking a broker, and organize photos and inventories so a policy review β or a claim β starts from a position of strength.
A quick coverage read
Certificate 03 Β· Move
Real Estate
Buying, selling or repositioning a property is a clearer decision when the improvement picture is already understood. We pair condition assessments with realistic renovation estimates, coordinate presentation work before a listing, and prepare practical notes for the conversation with your licensed real estate professional.
Tell us which way you're headed
- Understand a property's condition before you write an offer.
- Separate must-fix items from nice-to-have upgrades.
- Sketch a realistic first-year project plan for the new place.
Certificate 04 Β· Finance
Home Mortgage
A mortgage should account for the home you actually want to live in, not just the listing price. We help prepare renovation scopes and contractor estimates ahead of a lender conversation, so financing decisions include the real cost of the project alongside the purchase itself.
Estimate a monthly payment
Planning estimate only β taxes, insurance and lender fees aren't included. Your lender sets actual terms.